Commercial insurance is one of the most important investments a business owner can make, because it secures a future without stress caused by unexpected circumstances.

Reinhardt Insurance cares about you and your business. We become your partner and have the experience and expertise to keep your business secure and safe - with commercial insurance in Fresno, Ca.

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Our coverage options include:

Business Owners Package: This is combination of two or more classes or kinds of insurance in a single policy. For example, a BOP policy is a package that can combine property, liability and automobile coverage for a business owner.

Workers Compensation: Coverage providing four types of benefits (medical care, death, disability, rehabilitation) for employee job-related injuries or illness as a matter of right, with no regard to fault.

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General Liability: Coverage for an insured when someone is injured as the result of using the product manufactured or distributed by a business or injured in the general operation of a business.

Surety Bonds: Contract by which an insurer agrees to make good the default or debt of another.

Fidelity Bonds: Coverage that guarantees a company will pay the insured business or individual for money or property lost due to dishonest acts of its bonded employees.

Umbrella Coverage: A form of insurance protection against losses in excess of amounts covered by other liability insurance policies.

Commercial Auto: This provides a combination of liability protection and physical damage coverage for loss due to vehicles owned.

Professional Liability: This covers professionals for liability arising from negligence/errors while performing their professional services.

Employment Practices Liability: This covers employers’ liability from wrongful acts arising from employment related activities.

Group Health: We offer plans for both small and larger employers from all of the major carriers.

Group Life: This coverage allows your employees to obtain basic life insurance protection without having to qualify medically.

Group Disability: This coverage helps you and your employees from being financially devastated during an extended illness or injury.